Fintiba is not an insurance company. In order to provide you with the best service possible and individually tailored insurance solutions we work in partnerships with different companies. For the health insurance we have two partners: DAK Gesundheit and HanseMerkur. DAK Gesundheit offers a statutory health insurance that provides health insurance coverage from your official enrolment date onwards. HanseMerkur offers a private incoming insurance for the time between your arrival in Germany and the official start of your studies, as well as offering private health insurance for your whole stay in Germany. Fintiba itself is regulated under the German ‘Gewerbeordnung’ (Germany Business Regulation) by the chamber of commerce in Frankfurt am Main.