An Incoming Insurance is a travel health insurance for incoming guests (students and many others) for their visit in Germany. An Incoming Insurance is important if you arrive in Germany prior to your actual enrolment date. This is because your statutory health insurance does only protect you in case of illness from the date of your enrolment onwards. Meaning you will not be insured for the days or weeks in between your arrival date and actual start of studies. An Incoming Insurance is a cheap and effective way to protect you against that risk.