First of all, you do not need to worry about which package service is the most suitable for your situation, this is already considered during your account opening process. So, when you are offered any of the package options, this is already a tailored solution based on the information you provided during this process. This not only ensures a smooth process for your visa application but also a wonderful stay in Germany without any worries about health insurance coverage.
In general, there are 3 different types of account within the Fintiba Plus package, the coverage of each type is as follows:
Free Incoming Travel Insurance (MAWISTA Visum) – For those who are required to prove incoming insurance to cover the time between the arrival in the country and the official enrolment date in your German University. With a cover of 183 days, MAWISTA Visum ensures that you are fully covered as requested by German regulations until you start your studies in your university, internship, etc.
Statutory Health Insurance (DAK) – This is the legal health insurance required by the German government for students who aim to obtain a study visa in Germany, managed by the medical insurance company DAK Gesundheit. This insurance will cover you during your studies in Germany after your official enrolment.
Private Health Insurance (MAWISTA Student) – MAWISTA Student Private Health Insurance covers those cases where you need health insurance, but the statutory option is not applicable in your case based on German regulations.
For more questions regarding your Fintiba Plus package service, please have a look at the following articles: