A blocked account (Sperrkonto) is a special account that is - in most cases - necessary for your entry visa application in Germany and is a requirement when applying for a residence permit.
If you are a foreign student, au-pair, language student or job-seeker who is not from an EU Member State, you must prove that you have the financial resources to pay for your course of studies/stay in Germany as well as for daily living expenses during the time of your stay. It is usually required to provide this so-called "Proof of financial resources" when you apply for an entry visa and is a prerequisite when you apply for a residence permit in Germany.
This proof usually requires a blocked account. A blocked account is not freely accessible by the account holder upon the opening of the account. Applicants must pay a minimum amount as required by law into the blocked account before coming to Germany. To comply with the requirements € 861.00 must be paid into the account for each month that the applicant plans to stay in Germany (usually for 12 months).
This "blocked amount" that visa applicants need to deposit in the account will remain blocked until the account holder arrives in Germany. There are also limitations on the amount that can be withdrawn or transferred by the account holders within a defined period. Now, account holders may withdraw a maximum of € 861.00 per month from their account, unless they have paid in more than the demanded minimum blocked amount.
Note: Embassies and consulates might request minimum blocked amounts that are different from the amounts required by law. Mostly, however, the requirements for your blocked amount are as required by German law.
🎬 We want to make sure that students planning their studies in Germany are properly informed about the requirements that their blocked account needs to fulfil throughout their whole journey - and not only the initial step of getting an entry visa. This would help to avoid unnecessary costs, as well as additional hassle upon arrival. Watch this video explaining why it is important to open a blocked account specifically at a German bank: